Huh?

Sometimes you come across something that just makes you wonder just how stupid people are. My latest was the brochure that was included with a Visa gift card. Yes, my gift card from Wells Fargo came with it's very own Wells Fargo Visa Gift Card Agreement and User Guide.

It contains some userful information, such as "Although your Card is a debit card, it will not work with debit payment systems that require a personal identification number (PIN)." Stuff like that you need to know. It tells about how they start charging a fee if you don't use all the money within 12 months, and they charge a fee if you lose the card and they have to issue you a replacement card, and they charge you $15 if you cancel the card and cash it out. Oh, and you can't use the card for 'gambling or any other unlawful activity'.

I can't use it for any unlawful activity? When did the criminals start accepting VISA? Is there a drug dealer out there set up to take credit cards?

I know the bank is just covering their own asses, but I really don't think using the card for 'unlawful purposes' is going to be that easy because the people who are breaking the law don't want the trail that a credit card would create.

But if the criminals did take credit cards, think how much easier it would be for the cops to find them.